Reviews / XM
XM Review
Expaid Trust Index — our transparent blend of regulation, member ratings, track record & cashback value.
A long-established, heavily regulated broker known for reliable execution, bonuses, and beginner-friendly onboarding.
Pros & cons
- Regulated (CySEC, ASIC)
- Low $5 minimum deposit
- Large education library & webinars
- No requotes, no rejections
- Micro, Standard & Ultra-Low accounts
- Spreads higher on the Standard account
- Inactivity fee after long dormancy
- Bonuses restricted in some regions
XM is one of the most established, education-rich brokers, with a very low $5 entry, reliable execution and a wide account range. A safe, beginner-friendly choice — and Expaid adds daily cashback on every XM lot.
Key features
- Long-established, multi-regulated
- Beginner-friendly onboarding
- Frequent promotions
- MT4 · MT5
Regulation & safety
XM operates under these authorities. Your funds sit with the broker — Expaid only introduces you and shares back commission.
Earn up to $3.90 back on every XM lot
Link your XM account to Expaid and get a per-lot rebate paid weekly, win or lose — spreads unchanged, free to join.
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XM FAQ
Does XM offer cashback or rebates?
Yes. When you link your XM MT4/MT5 account to Expaid you earn a cashback rebate on every trade — up to $1.80 per forex lot and $3.90 per gold (XAUUSD) lot — paid whether the trade wins or loses. Expaid partners with XM as an introducing broker (IB) and returns most of the broker's commission to you.
How much is the XM cashback rebate per lot?
The XM rebate is up to $1.80 per forex lot and $3.90 per gold (XAUUSD) lot. The exact amount depends on your account type and the instrument you trade — see the rebate rate table on this page for the current range.
Does XM offer gold (XAUUSD) cashback?
Yes — every XAUUSD lot you trade on XM earns up to $3.90 in cashback through Expaid, paid weekly whether the trade wins or loses. Gold is where per-lot rebates add up fastest.
What is the XM forex cashback rate per lot?
XM forex trades earn up to $1.80 per lot in Expaid cashback — on every major and minor pair, win or lose, with your spreads unchanged.
Can I get XM cashback on an account I already have?
Yes. You can move your existing XM account under Expaid's IB link and start earning cashback right away — your funds, spreads and open positions stay exactly the same.
When and how is XM cashback paid?
Cashback is paid weekly straight into your XM trading account, so you can use it as margin or withdraw it like any other funds. Expaid never holds your money.
Is there a fee to earn XM cashback with Expaid?
No. Joining Expaid is free and your XM trading conditions — spreads, execution and leverage — are unchanged. You simply earn a rebate on trades you already make.