Brokers / XM
XM
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XM cashback, explained: link your XM MT4/MT5 account to Expaid and you earn a per-lot rebate of up to $1.80 per forex lot and $3.90 per gold (XAUUSD) lot, paid weekly into your trading account — win or lose. It's free, your spreads and execution stay the same, and Expaid never holds your money. You can link an existing account or open a new one.
Your cashback, side by side
Best per-lot rebate on the Expaid network, by broker.
Figures are the headline (best) rebate per standard lot for each broker. Actual cashback depends on your account type and instrument.
Regulation & safety
XM operates under these financial authorities. Your funds sit with the broker — Expaid only introduces you and shares back commission.
Rebate rates
Per-lot cashback by account type and instrument — the live numbers we pay.
| Account type | Asset | Rebate per lot |
|---|---|---|
| Ultra Low | BTC | $1.00 |
| Ultra Low | Silver | $6.00 |
| Ultra Low | Forex | $1.50 |
| Ultra Low | Gold | $2.00 |
| Standard | BTC | $3.00 |
| Standard | Silver | $12.00 |
| Standard | Forex | $1.80 |
| Standard | Gold | $3.90 |
Rates are indicative and vary with instrument and account conditions. Regulated by CySEC, ASIC
How to earn cashback
Move your existing XM account under Expaid — funds, spreads and open positions stay exactly as they are.
Keep the XM login you already have — there is no new email and no new sign-up.
Inside your XM account, open a NEW trading account.
On the account-opening page, enter Expaid’s partner code in the partner / IB box. We show you the code after you submit this form.
That account is then fully under Expaid. Enter its number below — your older accounts are not affected.
We register the account with XM so your rebate is switched on — that is the part that takes 24–72 business hours.
Get your cashback
Your rebate is paid straight to the source — no middle wallet, no extra withdrawal step.
Direct to XM wallet
You receive cashback on every XM business day, credited directly to your MT4/MT5 trading account. Use it as margin or withdraw it through the broker like any other funds — Expaid never holds your money.
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Write a reviewXM cashback FAQ
Does XM offer cashback or rebates?
Yes. When you link your XM MT4/MT5 account to Expaid you earn a cashback rebate on every trade — up to $1.80 per forex lot and $3.90 per gold (XAUUSD) lot — paid whether the trade wins or loses. Expaid partners with XM as an introducing broker (IB) and returns most of the broker's commission to you.
How much is the XM cashback rebate per lot?
The XM rebate is up to $1.80 per forex lot and $3.90 per gold (XAUUSD) lot. The exact amount depends on your account type and the instrument you trade — see the rebate rate table on this page for the current range.
Does XM offer gold (XAUUSD) cashback?
Yes — every XAUUSD lot you trade on XM earns up to $3.90 in cashback through Expaid, paid weekly whether the trade wins or loses. Gold is where per-lot rebates add up fastest.
What is the XM forex cashback rate per lot?
XM forex trades earn up to $1.80 per lot in Expaid cashback — on every major and minor pair, win or lose, with your spreads unchanged.
Can I get XM cashback on an account I already have?
Yes. You can move your existing XM account under Expaid's IB link and start earning cashback right away — your funds, spreads and open positions stay exactly the same.
When and how is XM cashback paid?
Cashback is paid weekly straight into your XM trading account, so you can use it as margin or withdraw it like any other funds. Expaid never holds your money.
Is there a fee to earn XM cashback with Expaid?
No. Joining Expaid is free and your XM trading conditions — spreads, execution and leverage — are unchanged. You simply earn a rebate on trades you already make.